This
is the web site of Blue Horse Finance.
Data protection number Z9366757
Our postal address is
Blue Horse Finance Ltd
Registered office: 2nd
Floor,
106 Clarence road,
Four Oaks,
Birmingham,
B74 4AT.
Registered in England No: 5694500.
Telephone
: Administration 01213080497.
Email : We can be reached via e-mail at info@bluehorsefinance.com
Effective as of the 3rd July 2007
"Blue Horse Finance" are part of Blue Horse Finance Ltd referred to
in this policy as "we" or "us" as appropriate.
If you have any questions about
this policy please contact us through our website or write to the Blue Horse
Finance data protection officer at:
Blue Horse Finance Ltd
Registered office: 2nd Floor,
106 Clarence road,
Four Oaks,
Birmingham,
B74 4AT.
We are committed to protecting your privacy. This Privacy Policy ("the "Policy")
explains what information we collect about you and what we do with it. By using
or navigating this site and its services, you acknowledge that you have read,
understood and agree to be bound by this Policy or any modified Policy as posted.
If you do not agree to these terms, please do not use or revisit our site.
We will only use the information that we collect about you lawfully (in accordance
with the Data Protection Act 1998).
- Personal Information: how we collect it and use it
- 1.1 We collect information about you for 2 reasons: firstly, to process
your application and second, to provide you with the best possible service.
- 1.2 Depending on the circumstances, we may collect the following types
of information:
- Information you provide -(such as your name, address, email address,
phone number, salary and employment details, credit/debit card details,
existing mortgage and financial commitment). We may use it and combine
this information with information from other Blue Horse Finance
services or third parties to provide you with a better experience
and to improve our services. For certain services, we may give you
the opportunity to opt out of combining such information.
- Cookies - When you visit Blue Horse
Finance, we may use "cookies" to
enable us to tailor your experience on our site. A cookie
is a small text file that is placed on your hard disk
by a web page server.
Cookies contain information that we can read when you
revisit us. Cookies cannot be used to run programs or
deliver viruses to your
computer. You have the ability to accept or decline cookies.
Most web browsers automatically accept cookies, but you
can usually modify
your browser to decline cookies. If you choose to decline
cookies, you may not be able to take advantage of some
Blue Horse Finance
features that may depend on cookies.
- User communications - When you send email or other communication
to Blue Horse Finance, we may retain those communications in order
to process your enquiries and to improve our services.
- Affiliated sites - We offer some of our services in connection
with other service providers. Personal information that you provide
to those other service providers may be sent to Blue Horse Finance
in order to deliver those services. We will process such information
in accordance with this Policy. The other service providers may have
different privacy practices and we encourage you to read their privacy
policies.
- Links - Blue Horse Finance may present links to third party
websites. Third party websites should have their own privacy policies
and we recommend that you read such policies to find out how your
personal details are protected. We are not responsible for the content
of the privacy policies of these third party websites.
- 1.3 In addition to processing personal information for the purposes described
above (and/or any privacy notice) Blue Horse Finance may also process
it to maintain its network and develop new services.
- Choices for Personal Information
- 2.1 If we use your personal information for a different purpose than
that for which it was collected, we will ask for your consent.
- 2.2 We will not collect or use sensitive personal information unless
we have obtained your specific consent.
- 2.3 You can decline to submit personal information to us or require
us to cease processing it but in that case Blue Horse Finance may
not be able to provide its services to you.
- 2.4 If we contact you via e-mail or SMS we will give you the opportunity
to decline to receive future e-mail and SMS messages from us.
- 2.5 Where you have given us your permission to do so, you agree that
we and other third parties (where applicable) may contact you directly
by post or telephone with details of products, offers, services and
promotions.
- Information Sharing
- 3.1 Blue Horse Finance only shares personal information with third
party companies or individuals in the following circumstances:
- with your consent.
- where such information is provided to our subsidiaries, affiliated
companies or other trusted businesses or persons for processing
on our behalf, and only where they agree to process it in accordance
with our instructions and the Act.
- where we believe in good faith that the processing of such
information is necessary to (a) comply with law, regulation or
governmental request, (b) enforce our terms and conditions of
use, including the investigation of potential violations of those
terms and conditions, or (c) deal with fraud, security or technical
issues, or (d) enable Blue Horse Finance to provide its services.
- to fulfil orders you have made for goods and services.
- to provide you with services such as bulletin boards, email
newsletters and competitions.
- for internal purposes to (a) improve our understanding of customer
needs in developing the Website, (b) to build marketing profiles
or (c) to aid strategic development and to manage our relationship
with our advertisers.
- 3.2 Some services are provided to Blue Horse Finance by third
parties such as processing business or obtaining compliance or regulatory
advice, which warrant the disclosure of more than just your basic contact
details. You agree that personal information held by Blue Horse Finance
may be disclosed on a confidential basis, and in accordance with the
Data Protection Act 1998, to any such third parties. Calls may be recorded
for training and monitoring purposes.
- 3.3 To ensure the best possible service levels, our partners
and product providers have the facility to audit Blue Horse
Finance' sales
process at any time. This may include monitoring calls for
compliance and training purposes. As above, you agree that
Blue Horse Finance
may disclose personal information provided, on a confidential
basis and in accordance with the Data Protection Act 1998
to any such third
parties.
- 3.4 If Blue Horse Finance becomes involved in a merger or acquisition,
we will notify you before personal information is transferred.
- Information Security
- We take appropriate security measures to protect against unauthorised
access, alteration, disclosure or destruction of personal information.
These include reviews of our information collection, storage and processing
practices as well as physical security measures. We restrict access
to personal information to only those Blue Horse Finance employees,
contractors and agents who need it. This is in accordance with our
internal security policy, the law.
- Data Integrity
- We take reasonable steps to ensure that the personal information
we process is accurate, but we depend on our users to update their
personal information whenever necessary.
- Accessing and Updating Personal Information
- When you use Blue Horse Finance services, we will provide you
with access to your personal information, on written request to update
it. If it is inaccurate, we will correct it promptly or delete it on
your request.
- Changes to this Policy
- We reserve the right to modify this Policy at any time
and we will notify you of any material changes to the Policy
by posting the new
Policy here and changing the "Effective Date" at the top.
We encourage you to check this page periodically for any
changes.
- Fair Processing Information
- 8.1 Blue Horse Finance has not nominated a representative for
the purpose of the Act.
- 8.2 The purpose(s) for which the data is to be processed are as set
out above.
- 8.3 We provide above comprehensive information as to how personal
information will be processed.
- Transfer of Personal Details Overseas
- Given the global nature of the Internet, use of the Internet to collect
and process personal details may involve the transmission of data internationally.
Therefore, by browsing this Website and communicating electronically
with us, you acknowledge and agree that we may process your details
overseas. However, we will always ensure that any third party to whom
your personal details are transferred (for example, a website posting
company or operator) will take appropriate steps to safeguard your
personal details.
- Third Party Information
- When you give us information about another person, you confirm that
they have appointed you to act for them, to consent to the processing
of their personal data, including sensitive personal data and to the
transfer of their information abroad and to receive on their behalf
any data protection.
- Data Security Policy
- 11.1 We have adopted measures to ensure that users' personal details
are not misused, accidentally destroyed, lost or altered.
- 11.2 Occasions may arise where we pass your information to third
parties (e.g. to prizes/goods/services fulfilment bureaus/houses, database
consultants etc.) but such third parties will only act upon instructions
from us in order to perform the services required.
- 11.3 Where information is transferred to a third party, that third
party will be required to keep your personal details secure.
- General
- If you are aged 16 or under, please get your parent/guardian's permission
beforehand whenever you provide personal information to us.
Nothing in this Privacy Policy shall restrict or exclude any liability that
we have to any party, which cannot be excluded by law. This Privacy Policy
shall be governed by English law and the courts of England & Wales shall have
exclusive jurisdiction over any disputes arising in relation to this Privacy
Policy and this Website.
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